Like-for-Like Courtesy Cars: Meeting Your Needs After an Accident

Let’s say the worse comes to the worse and you have just been in an accident and your vehicle is currently in the garage for repairs. You don't seem to bother with the situation as you still have errands to run and children to drop off at school. This is where a like-for-like courtesy car comes in.

At Hammonds Fleet Care, we appreciate the hassle of being unable to drive, and aim to keep you on the road whenever your vehicle is not available. In this guide, we will explain what a like-for-like courtesy car is, how you can get one, and the reasons why you should choose us to guarantee you mobility without any trouble.

Like-for-Like Courtesy Car – What is It?

A like for ike courtesy car is one that is temporarily provided to you when your own car is undergoing repairs and is not available for driving. A like-for-like courtesy car is meant to ensure that you always get as much of the same kind of car as your own as possible rather than a standard courtesy car which simply may not match the type, size, or specifications of your damaged one.

What does Like for Like Mean and Why is it Important?

Let’s be honest: There are no ‘standard’ cars. If you drive a 4X4 or a family car that seats seven people, someone handing you a tiny and compact back car might be unreasonable. A like-for-like model courtesy car ensures that:

Your way of life is upheld: There are no adjustments when it comes to comfort and space.

You suffer no interruptions: Business owners or families or professionals can carry out their activities with no interference.

You are secure: You are not left with something you may deem unsuitable or contrary as a courtesy.

Who Qualifies for a Like for Like Courtesy Car?

The eligibility requirements can be as diverse as your insurance policy or that of the party being held responsible. Let’s do a quick recap where applicable:

1. Non-Fault Accidents

In the event that you were not responsible for the incident, in most cases you will have access to a like for like courtesy model. The costs are always borne by the insurer of the individual who is at fault.

1. Policies for Comprehensive Insurance

A number of these policies may also contain some of these clauses regarding courtesy vehicles. Look out for “like-for-like” in the fine details.

1. Third Party Liability

If you have third party liability only, you may not qualify directly through your insurance, but you can sue the driver who is at fault and who has insurance.

How To Properly Obtain a Like-for-Like Courtesy Car?

Being engaged in the claim making process can appear to be rather challenging. Nevertheless, with Hammonds Fleet Care, we help you with your claims the layman’s way.

Step 1: Blocking or Reporting the Loss

You should inform your insurer, or ring the insurer of the at-fault party as quickly as possible. Providing all necessary documents – pictures and reports of incidents would be ideal.

Step 2: Explain the Need to use a Similar Car

Push for a replacement vehicle to be provided at the first instance. Explain the reasons why a standard courtesy car would not meet the user’s requirement.

Step 3: Stop Hammonds Fleet Care Intervention

Such issues can also be resolved by our team who will work with important contacts in the insurance industry to avoid delays in the delivery of a replacement vehicle.

What are the Different Types of Courtesy Cars One Can Borrow?

There are different types of such types as courtesy cars which even when it comes to consideration a courtesy car would be like for like with the original car. Depending on your car class, here is what you will get.

1. Supercars

In case you drive a premium brand of a car, don’t worry. We will provide a replacement that meets the high and sophisticated standards of your car.

1. Sports Cars

In case you own a sports vehicle it can convey high performance. In this case, we can expect referrals for courtesy vehicles which will give a similar edge.

Using the Services Provided by Hammonds Fleet Care: The Benefits

Choosing Hammonds Fleet Care is one of the best decisions in your life, not only does it provide car rentals, but it also understands and provides solutions that come with the cars.

1. Comprehensive Car Fleet

We have worked tirelessly to build and expand our fleet so we can easily have the type of vehicle that you require.

1. No headaches, Easy process

From paperwork to delivery you simply have to come and collect your car when it is ready.

1. Short Waiting periods

Time is valuable and we understand that. If you want to be back on the road quickly, our methods will get you there.

1. Professional Assistance Available

If you have concerns or complications, our staff of trained professionals can assist you in resolving them.

With Regards To Your Insurance Agreement

Insurance policies can be complex, which is why we aim to demystify the terminology concerning courtesy cars for you:

Courtesy Car Clause

It specifies if a replacement vehicle will be provided for the time the other car is in repairs.

Like for Like Clause

This phrase assists individuals in confirming that they will be covered for a similar type of vehicle.

Fault and Non-Fault Claims

The question of the claim determines your rights regarding a courtesy car.

Exclusion and Conditions

Also look for conditions, for example a mileage limit or other restrictions on eligibility to the car rentals.

Common Myths About Like-for-Like Courtesy Cars There’s a lot of misinformation surrounding courtesy cars. 

Let’s bust a few myths: 

1. Misconception: Like-for-Like Cars Are Always Guaranteed This depends on your policy or the at-fault party’s coverage. It’s not automatic unless specified. 
2. Misconception: You Can Only Get a Standard Car Fact: With the right provider, you can secure a vehicle that matches your needs. 
3. Misconception: It’s Too Complicated to Arrange Fact: With experts like Hammonds Fleet Care, the process is simple and stress-free. Tips for a Smooth Courtesy Car Experience 1. Ensure that you choose a provider whom you can trust. Not all companies offer like-for-like vehicles. Select one that specializes in this service, like Hammonds Fleet Care. 
4. Communicate Clearly,Tell your insurer or the service provider what you need, and what options you prefer, and state such right at the beginning of the process. 3. Review the Agreement, Emphasize courtesy vehicles’ policies, including how far you can drive and how you should return them. What Happens If the At-Fault Party Refuses to Cooperate? In some instances, the party liable or their insurance company has denied the claim of liability. If this happens: Get information about dealing with a counselor. Collect all relevant documents such as police and witness testimonies. Leave issues of coordinating with the insurers to Hammonds Fleet Care.

FAQs 

About Like-for-Like Courtesy Cars

1. For how long can one hold a courtesy car?

You may drive the courtesy car until your car is fixed or payment is to be made.

1. Is there any cost for the courtesy car?

For non-fault scenarios, the culpable consideration, the suitable insurance covers the cost.

1. What will happen in case the courtesy car gets damaged?

Most suppliers offer a wide coverage but it is important to make sure about this in advance.

1. Am I able to request certain demands for an offered courtesy car?

Yes, a courtesy car that is comparable to other cars is intended to ensure that all details of the owned car are as required by the owner as possible.

1. How fast can Hammonds Fleet Care send out a courtesy car?

In as much as we aim to have a similar vehicle, try within 24, and 48 hours from the time the claim is approved.

Conclusion

Accidents are stressful events enough how much more is the situation whereby the person has to think how they will move. A like for like courtesy car comes handy to maintain the continuity of the daily activities during unfortunate times.

With Hammonds Fleet Care, it’s not just about a replacement vehicle; it’s about having the worry of such matters lifted. Get in touch with us and allow you to do what’s important while we sort everything else.